Directory of All Loans

Directory of All Loans

Alaska Housing offers a number of home mortgages. An approved lender to find out if you qualify for an Alaska Housing loan, contact.

For more information, go for you to get Started, a homebuyer’s checklist.

Single-family homes

Loans for sale, refinance and renovation of single-family houses through fourplex properties when it comes to owner and non-owner occupant, including mortgages that are second.

First-time homebuyer loans

my house

My Residence is available statewide for candidates or properties perhaps perhaps not meeting the particular needs of other Alaska Housing loans.

Very First Home

This homebuyer that is first-time provides a lower life expectancy rate of interest to qualified borrowers with no earnings limitations, purchase expense limitations or recapture conditions regarding the First Residence Limited loan.

First Residence limited

First Residence Limited provides lower interest levels to qualified first-time homebuyers. First-time homebuyers are borrowers who’ve maybe maybe not owned a main residence in the past 3 years.

Veterans Mortgage Program

Qualified veterans may get funding at reduced interest levels. Veterans might not have been released from active responsibility solution a lot more than 25 years just before application date.

Uniquely Alaskan

This loan can be obtained for many properties which is why funding might not be obtained through personal, state or federal home mortgages.

Refinance

This permits candidates to have financing that is new enhance the terms to their current loan and/or finance renovations, set up home happens to be financed by Alaska Housing.

Manufactured Residence

Financing for manufactured housing located in a mobile home park or on land ( perhaps not attached with a permanent foundation).

Rural loan that is non-Owner-Occupied

Funding to buy or renovate leasing housing in tiny communities. Long-term funding can be readily available for owner-built, newly built housing that is rental.

Rural Owner-Occupied Loan

Funding to get or renovate housing that is owner-occupied tiny communities. Long-term funding can also be designed for the owner-built, newly constructed home.

2nd Mortgage

The Second Mortgage loan provides financing to renovate current houses or even to buy a house with the presumption of a preexisting Alaska Housing mortgage loan.

2nd Mortgage loan for Energy Saving

Owner-occupants may finance as much as $30,000 of power improvements, selecting from a listing ace cash express aldine westfield of improvements incorporated with the power review of these house.

Small Building Material Loan

Funding for the renovation or conclusion of domestic properties based in “small communities.” Properties might be non-owner or owner-occupied occupied.

Streamline Refinance

Borrowers with a residential property presently financed by Alaska Housing may get brand new funding without earnings, credit, or assessment skills.

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